Atlas Master Trust


We work to absolute standards, not relative performance.

Alan Whalley

Alan Whalley

Chairman of the Board

Alan brings a wealth of experience and an executive track record of getting things done, qualities that make him an obvious choice to chair our trustee board. 

He has worked in a variety of senior roles in the pension industry – including roles at two of the largest global pension firms – as UK Chief Executive of Mercer and European Managing Partner at Watson Wyatt (now Towers Watson). 

Today, he holds several key positions; he’s Chairman of Wealth at Work, a leading provider of financial education and advice in the workplace, Chairman of the management board at the Institute and Faculty of Actuaries, a Trustee of the British Coal Staff Superannuation Scheme and a member of the Council of the Pensions Management Institute. 

Testament to his pension experience, Alan played an advisory role in helping to create the National Employment Savings Trust (NEST), the pension scheme established to help smaller employers and firms with low-paid employees meet their pension obligations under the automatic enrolment reforms. 

Steve Delo

Steve Delo


Steve is a highly respected industry figure. His in-depth knowledge of DC pension plans and the art of successful trusteeship made Steve an ideal addition to the trustee line-up. 

As Chief Executive of PAN Governance LLP, Steve acts as independent trustee or chairman to a number of DB and DC schemes, including his role as the People’s Pension Chair of Trustee, the UK’s largest independent auto-enrolment Master Trust. 

Steve has twice been named Engaged Investor’s Independent Trustee of the Year, was listed by Pensions Insight as one of the Top 50 People in Pensions and is a past President of the Pensions Management Institute. 

Penny Green

Penny Green


Penny is a senior executive with a vast amount of knowledge of the UK pension provision. She brings a wealth of trustee skills, experience and capabilities in both pension investment and administration, so was the obvious choice for our trustee board.

She is currently a Trustee Executive at BESTrustees, a firm of independent pension trustees. Before this, Penny was Chief Executive of SAUL, the trustee company responsible for the pension schemes of various universities in London.

Another past President of the Pensions Management Institute, she has been twice voted one of the 100 Most Influential Women in Finance by Financial News, voted one of the Top 50 Most Influential People in Pensions by Engaged Investor and, in 2014, was awarded the Outstanding Individual Contribution to Pensions by Financial News, the Industry Achievement Award by Portfolio Institutional Magazine and the Pensions Personality of the Year by IPE magazine. 

Paul Trickett

Paul Trickett

Independent Chair, Investment Sub-committee

Paul is the independent Chair of our Investment Sub-Committee. His immense expertise and industry experience comes from several previous high-profile, senior roles at Goldman Sachs and Towers Watson, as well as his portfolio of consultancy, executive and non-executive director roles, including directorships at Aviva Life and Railpen Investments.

The appointment of Paul is a clear advantage for Atlas as DC investment is both a challenging and dynamic area. Paul's highly regarded investment credentials will help us continue to deliver quality investment solutions and provide strong and consistent returns on members' investments. 

Hear from our clients

“For me, it’s all about the relationship and working together as one team. Right from the off, Capita were excellent, on call whenever I needed them to be. The technical support is excellent, the independence of the trustees was important and, with Orbit, the online portal, our employees would be in control of what's in their pot. It’s a very visual way to see their fund growing and how much they’ll need to save for retirement. We have every confidence that Capita are looking after our members’ interests.”

Kathryn Hicks, Payroll and Reward Analyst, Evergreen Garden Care Limited

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